Atlanta Mortgage & Refinance Specialists

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#1 Georgia Mortgage Company Our superior service and proprietary technology has led to us being the #1 mortgage company in Atlanta, Georgia as ranked by reviewers at Please head over to and read the many positive reviews that we have received from our past clients.


No Closing Cost Refinances

Let us take care of your closing costs on your next refinance using a no closing cost approach. By taking a slightly higher interest rate, you can avoid the cost of refinancing by allowing us to pick up the tab. Then, sit back and wait for our proprietary system to alert you that it's time for another no closing cost refinance, and we'll drop your rate again. Sign Up for our RateWatcher program or get a Fast Quote now.

FHA Loans

The Ryan Mortgage Team is an approved FHA Lending Institution. We are proud to display the HUD logo as fewer than 10% of mortgage brokers in operation today have the honor of being HUD approved. With this approval, we are now able to originate some of the most aggressive loan programs available today. These include the FHA 97% Purchase Loan, the FHA 97% rate and term refinance, the FHA 95% cash out refinance, and the FHA streamline refinances.

Additionally, we are also proud to offer the FHA renovation programs in the form of both the standard FHA 203k Renovation Loan and the FHA Streamline-K or Streamline 203k loan which allows up to $35,000 in repairs.

We are also able to offer no money down FHA programs through our relationships with a number of FHA Down Payment Assistance programs.

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More Comments

Our past customers love the service and product analysis we provide. Here are just a couple of examples.

"Bottom-line is I never felt I had to worry or do much work to push this along. My real estate agent said to me she was the best broker she has ever dealt with and will definitely recommend her as will I."

Allison F,Atlanta, Georgia

"Working with you was the best part of this process. My real estate agent highly recommended Tara and after this transaction I can see why. Tara and her team made the mortgage process unbelievably simple."

Danette B, Snellville, Georgia

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As a Georgia mortgage broker, we have a wide array of programs available.

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Georgia Residential Mortgage Licensee | Fairway Independent Mortgage NMLS #2289 | Richard Ryan NMLS ID 169310 | Tara Ryan NMLS ID 233792
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