mortgages in florida

Mortgages in Florida | Loan Types

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The state of Florida has the fourth largest population in the United States, and it is expected to keep growing. Tourists are attracted to the state due to its warm climate, its white sand beaches and its vibrant cities. For a long time, Florida has been an ideal place for vacation homes, principal residences and real estate investment. Currently, it may be a particularly good time to invest in Florida’s real estate market long term. The statistical data is showing Florida household prices are on the rise since 2011, and this trend is likely to continue. Mortgage loan types obtainable in Florida There are several options available for homebuyers in Florida. Depending on your needs, you can get the perfect mortgage package with the lowest down payment, the lowest interest rate, the lowest interest expenses or the lowest closing cost. Fixed-rate mortgage Fixed-rate mortgage remains the favorite option for Florida homebuyers. This is the most ubiquitous type of […]

Mortgages in Atlanta | A Beginner’s Guide

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Despite of its continuously growing population, Atlanta is still one of the most sought out regions for residential purposes. However, buying a home in Atlanta implies that both buyers and sellers have to undergo a cumbersome mortgage process involving documentation, official approvals and several legal formalities. Moreover, if you don’t have a healthy payment record, or you are self-employed with variance in payment schedules, the authorities your application could be turned down. However, before throwing in the towel, or entirely giving up on settling in Atlanta, read these mortgage and home loan tips that can lend you a hand. Find a Mortgage broker or an Intermediary Agency in Atlanta It is true that mortgage agents have somewhat of a shallow reputation due to high commission rates and not so stellar results. However, if you are in capable hands of a professional mortgage broker, it will result in getting loan sanctions, flexible payment terms and a smooth […]